Direct Bank Transfer (BACS) Setup

GateFuz includes native support for Direct Bank Transfer (BACS), enabling merchants to accept offline bank wires, invoice transfers, and local electronic deposits worldwide without third-party gateway transaction fees.

Gateway Configuration Console

Navigate to GateFuz → Gateways → Direct Bank Transfer:

Configuration Fields

Setting	Type	Description
Enable Gateway	Select	Toggle whether Direct Bank Transfer appears in the checkout modal.
Account Name	String	Beneficiary business name or account holder name (e.g. Buffercode).
Account Number / IBAN	String	International Bank Account Number (IBAN) or domestic checking account number.
Bank / Sort Code	String	Routing number, Sort code, or IFSC code (e.g. IFSC3323232).
SWIFT / BIC	String	SWIFT or BIC identifier for international cross-border wire transfers.
Payment Instructions	Textarea	Custom message presented to the customer with wire instructions and order reference details.

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Transaction Lifecycle for Bank Wire Payments

1. Order Creation: When a customer selects Bank Transfer at checkout, GateFuz provisions a transaction entry in wp_gatefuz_transactions with status pending.
2. Customer Wire Submission: The customer receives your bank details and uses their banking portal to dispatch funds referencing the Order ID.
3. Manual Settlement: Once funds arrive in your business bank account, go to GateFuz → Transactions, find the matching reference, and click Edit → change status to completed.
4. Fulfillment Trigger: Marking the order completed automatically fires the standard gatefuz_payment_completed action hook to grant memberships or fulfill downloads.